January 16th Paycheck Already Spent lol

January 4th, 2009 at 03:29 am

As apart of my resolution to keep my self disciplined. I said that I will spend all money down on paper first this year. Here's what I've come up with:

$74.13 Holiday Savings Account
$183.75 Primary Savings Account
$291.00 Car Payment
$139.00 Car Insurance
$160 Medical Bill PAID IN FULL BTW
$50 Stupid Parking Ticket 2 days ago
$29 Old electricity Bill Debt
$20 Entertainment Dinner and Movie for 1
$42.56 Balance on old Car loan
$20 Gas
$25 Food (if need be I have plenty groceries)
$34 January's Electric Bill
$16 Medical Bill #2
$32 Overdraft Fee (darn)
$9.25 Telephone Billing serice

Grand Total $1,125.69
Paycheck Total $1,125.69
Difference $0

Posted in Budgeting | 5 Comments »

5 Responses to “January 16th Paycheck Already Spent lol ”

Amber Says:
January 4th, 2009 at 03:49 am 1231040988
1231040988

Wow you have got it down to a science..glad you're able to save something. Good for you
Nika Says:
January 4th, 2009 at 06:50 am 1231051830
1231051830

I do this "planned spending for a month" on paper as well, only for me it turns out to be "wishful thinking budget".

I think you'll fare better!
LilMsMissy Says:
January 4th, 2009 at 09:58 am 1231063127
1231063127

Lol Nika yeah that would normally be my problem as well however I think if I follow this plan I should do fine. My biggest budget blower is normally fast food so breaking that habit is taking a lot of discipline from myself. But I can't keep flushing my money down the drain.
Koppur Says:
January 4th, 2009 at 04:06 pm 1231085161
1231085161

Looks like a good plan...good luck!
homebody Says:
January 4th, 2009 at 07:08 pm 1231096110
1231096110

That is both YNAB and Dave Ramsey's theory, give every dollar a job!

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LilMsMissy's Personal Finance Blog

I was lost but now have found the right financial road!!!!

January 16th Paycheck Already Spent lol

5 Responses to “January 16th Paycheck Already Spent lol ”

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