LilMsMissy's Personal Finance Blog

As apart of my resolution to keep my self disciplined. I said that I will spend all money down on paper first this year. Here's what I've come up with:

$74.13 Holiday Savings Account
$183.75 Primary Savings Account
$291.00 Car Payment
$139.00 Car Insurance
$160 Medical Bill PAID IN FULL BTW
$50 Stupid Parking Ticket 2 days ago
$29 Old electricity Bill Debt
$20 Entertainment Dinner and Movie for 1
$42.56 Balance on old Car loan
$20 Gas
$25 Food (if need be I have plenty groceries)
$34 January's Electric Bill
$16 Medical Bill #2
$32 Overdraft Fee (darn)
$9.25 Telephone Billing serice

Grand Total $1,125.69
Paycheck Total $1,125.69
Difference $0

I sold an old dining room table and two cases of pampers. Between two people I pocketed $90 that I will apply as an extra payment toward my snowball plan. YAHOOOOOOOOOOOOOO!!!

Well being lazy last weekend cost me $6 I know $6 isn't a lot however, it was give away money it cost me $6 to rent both movies and one of the movies wasn't even worth it. Oh well taught myself a lesson NEVER EVER return another movie late.

I received a gift card for Christmas for $175 I used all of that and went over a little by just $22.29 that I paid out of pocket and have more than enough groceries to last about a month and a week. I'm going to take the money that I allocate each month towards groceries and place half towards a debt and the other half into my holiday account that I can not touch until Dec 1st of this year. ( I have a holiday count to avoid the temptation of trying to spend whats in my normal savings that is linked to my checking account and visa debit card)

I am very happy and proud to say that I have no Credit Card Debt I paid the last one off in 2007 and have not used one since than.